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Deductible Buydown

Lost Time Coverage

Commercial Trucking Insurance


Disability Coverage






Can you afford the high deductibles that you are responsible for either as an owner-operator on with a trucking company, or as and owner-operator with your own insurance policy?

We have the solution for high deductibles.

In 1988, the Owner-Operator Mutual Co-Operative came up with the concept of deductible buydown for the owner-operator realizing that most transportation insurance policies on the market today contain high deductibles.This insurance program is designed for the most responsible of Owner-Operators. It allows these business people to control their costs in the event of an unforeseen accident by decreasing the amount you pay for damage to your truck, trailer, cargo, and third party losses.

You have much to gain by becoming a member. Please call or contact us today for your personalized quote.